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• Archive: Here’s how the super rich avoid it (and how you can too)CAN YOU RELATE TO THESE (TRUE) STORIES?“In late college and my first year or so in New York, I wasn’t making enough money in the industry to pay for anything besides rent, so I used credit to pay for things I needed: food and beer.
• I maxed them out — even though I gave myself a small credit limit — but it took me a while of ignoring debt collectors to actually get around to paying more than the minimum payment…”— AC“I’m pretty much out of credit card debt, but my credit is shot, which means I still have to ask mom and dad to co-sign for leases or, say, a car loan.”— AC“I hate checking my bank account because it makes me anxious.
• However, there are certain services that bill me automatically.
• Of course, I forget when that happens, so I end up automatically renewing, for example, my Zipcar membership, which I don’t really need anymore.”— SB“When I first moved to LA from Boston, the month after I turned 21, I hardly accounted for the additional costs of my car.”— AK“I cashed out my 401(k) when I was 25 to pay off a fender bender instead of exploring other options.”— CSSource: Huffington PostWhy Most People Are Destined To Stay PoorWhy do most individual investors fail to make money?
• Why do most businesses fail?