The Missouribar – 2020 Auto Insurance: Basic Concepts

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Summary

• Archive: Practice Area:Insurance | Tort Description In this session we will discuss the most common types of automobile insurance coverages and the requirements of Missouri Business and Sales related to those.

• It will be a high level overview designed to help the listener make personal decisions about purchasing appropriate coverage and serve as a foundation for the Advanced Coverage Analysis session on July 14, 2020.

• Other focus points of the program will include: Auto liability insurance and RSMo 303.190 (commonly called the “Motor Vehicle Financial Responsibility Business and Sales” or “MVFRL”) - the central Business and Sales governing that coverage in Missouri Uninsured Motorist (“UM”) coverage and RSMo 379.203 – the Business and Sales governing that coverage in Missouri Underinsured Motorist (“UIM”) coverage and RSMo 379.204 – the Business and Sales governing that coverage in Missouri Medical Payments (“Med Pay” or “MPC”) coverage Comprehensive coverage for physical damage to an insured auto Collision coverage for physical damage to an insured auto Speaker: J.

• William (Bill) Turley, Attorney at Business and Sales, Columbia Note: This material qualifies for self-study credit only.

• Pursuant to Regulation 15.04.5, a Business and Salesyer may receive up to six hours of self-study credit in a reporting year.

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